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About American Express<\/h3>\r\nAmerican Express is a name long synonymous with status and privilege. However, the cards it offers today are accessible to everyone. Whether you are looking for a family-friendly, cash-back for purchases card, need a solid business card for bigger transactions, or a card that rewards those who travel often, the selection<\/a> is wide and varied.\r\n\r\nIn the past, merchants that accept Amex cards<\/a> has been limited\u2014and it still somewhat trails bigger names like Visa and Mastercard\u2014but today you\u2019ll find that its use is more prevalent.\r\n\r\nWhile I recommend having a back-up credit or debit card in your wallet for on-the-go purchases just in case, choosing an American Express card shines in the generous rewards and perks that other companies lack.\r\n

Points and Miles from Amex<\/h3>\r\nAmerican Express uses a point system they refer to more broadly as \u2018Membership Rewards\u2019 for their 12+ perk-based cards. Purchases made translate into rewards redeemable for gift cards, statement credits, shopping, and even charitable donations.\r\n\r\nGenerally, point value lands somewhere between 1\/2\u20141 cent each, depending on what they are used for. Of note, there are also cards that operate on a stricter \u201ccash-back\u201d system as well, which they refer to as \u2018Reward Dollars.\u2019\r\n\r\nAmex also offers a number of cards for travelers that are linked to specific hotel chains and airlines\u2014more than any other card loyalty program, in fact. One such partnership is with Delta Airlines, with several cards offering lines of credit that rack up \u201cSkyMiles.\u201d\r\n\r\nAs of January 2020, a relaunch of the partnership will feature more ways to earn miles than ever before to travel for free<\/strong><\/a>, plus new travel perks like access to exclusive airline lounges. More information can be found on Delta\u2019s website<\/a>.\r\n\r\nIf Delta is not your airline provider of choice, Amex also lets you trade in points accrued for miles on airlines that it is partnered with. A complete list of Loyalty Program Partners<\/a>.\r\n

How to Qualify for an American Express Card ?<\/h3>\r\nIf you\u2019ve decided that Amex is the card for your wallet, the company provides an online prequalification tool<\/a> on its website in order to instantly assess your eligibility.\r\n\r\nAfter inputting basic information\u2014like your name, home address, approximate income and partial SSN\u2014an offer may appear in as little as 30 seconds! The tool will also tell you specifically which cards and promotional offers you qualify for.\r\n\r\nUse of the tool will not impact your credit score as it does not constitute the actual application for a card. However, it\u2019s a great way to assess any Welcome Bonus Offers or Introductory APRs that may be available for applicants.\r\n\r\nIf approved, you are then able to apply online as well. We recommend only applying to one card at a time, however, and wait a few months between applications.\r\n\r\nAs states above, the pre-qualification process does not affect your credit score, applying for any card will temporarily lower it, if only by a few points.","link":"https:\/\/www.reead.com\/en\/american-express\/","name":"American Express","slug":"american-express","taxonomy":"post_tag","meta":[],"yoast_head":"\nAmerican Express : The Perks, and How to Qualify for a card<\/title>\n<meta name=\"description\" content=\"Learn more about American Express and all the cards offered by the company : From points your can earn to awesome services as the travel concierge\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"American Express : The Perks, and How to Qualify for a card\" \/>\n<meta property=\"og:description\" content=\"Learn more about American Express and all the cards offered by the company : From points your can earn to awesome services as the travel concierge\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reead.com\/en\/american-express\/\" \/>\n<meta property=\"og:site_name\" content=\"Travel the USA and France, Dress Better, Live Smarter\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reead.com\/en\/wp-content\/uploads\/2016\/08\/American-Express-Platinum-Card.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1192\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"American Express : The Perks, and How to Qualify for a card\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"CollectionPage\",\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/american-express\\\/\",\"url\":\"https:\\\/\\\/www.reead.com\\\/en\\\/american-express\\\/\",\"name\":\"American Express : The Perks, and How to Qualify for a card\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/#website\"},\"description\":\"Learn more about American Express and all the cards offered by the company : From points your can earn to awesome services as the travel concierge\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/american-express\\\/#breadcrumb\"},\"inLanguage\":\"en-US\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/american-express\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.reead.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"American Express\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.reead.com\\\/en\\\/\",\"name\":\"Travel the USA and France, Dress Better, Live Smarter\",\"description\":\"Travel the USA and France, Dress Better, Live Smarter\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/#\\\/schema\\\/person\\\/7b3d421f0058a1215d7b9b8960fc8eba\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.reead.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/#\\\/schema\\\/person\\\/7b3d421f0058a1215d7b9b8960fc8eba\",\"name\":\"Reead\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/men-earrings-tips.jpg\",\"url\":\"https:\\\/\\\/www.reead.com\\\/en\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/men-earrings-tips.jpg\",\"contentUrl\":\"https:\\\/\\\/www.reead.com\\\/en\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/men-earrings-tips.jpg\",\"width\":1200,\"height\":800,\"caption\":\"Reead\"},\"logo\":{\"@id\":\"https:\\\/\\\/www.reead.com\\\/en\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/men-earrings-tips.jpg\"},\"description\":\"Reead is a French travel blogger based in Las Vegas and the founder of Reead.com, a blog launched in 2009. 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